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Investment loans between £150k - £500k
Loans between £500k - £3.5m
Loans over £3.5m
Development finance team
Trading businesses team
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Jayne Follows
Head of Real Estate Finance

07889 804 884
0116 204 3174
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Jayne Follows - Head of Real Estate Finance

07889 804 884
0116 204 3174
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I have 35 years’ experience in banking having worked at NatWest, Nationwide and Salt Finance with the last 15 years in CRE Lending. Key responsibilities include building and managing broker, customer and professional services relationships.

Our specialist team dealing with investment loans between £150k - £500k

Please note that whilst we have lowered our minimum deal size to £150k, the unique financial landscape in Scotland means that our minimum deal size there remains currently at £500k.
Loans are subject to our standard lending criteria and we are open to discussions on tailoring finance solutions to meet specific requirements.

New business

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Marco Brice
Head of Direct Business Unit

07736 278 769
0121 796 6821
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Marco Brice - Head of Direct Business Unit

07736 278 769
0121 796 6821
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My lending experience began with Cambridge & Counties since graduating from university in 2016. Working with me means you receive a personal service and full bespoke assessment of every case.

New business

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Sally Martin
Relationship Manager

0116 402 6792
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Sally Martin - Relationship Manager

0116 402 6792
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Having spent over 20 years in banking, I’ve enjoyed roles including personal banker and professional mortgage advisor working with new and existing clients from application through to drawdown of funds. I take pride in ensuring clients get their loans drawn in a timely and professional manner.

Existing customers

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Jenny Robinson
Portfolio Manager

07483 059 060
0116 204 3169
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Jenny Robinson - Portfolio Manager

07483 059 060
0116 204 3169
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With over 30 years of experience in the finance industry undertaking various roles I pride myself in always doing the right thing for our customers and ensuring that all enquiries are dealt with in a swift and professional manner.

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Karen Lawal
Lending Service Officer

0116 216 7891
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Karen Lawal - Lending Service Officer

0116 216 7891
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I began my banking career with Cambridge & Counties Bank in 2022 and have since built a strong foundation in property finance. With a customer-centric approach, I’m passionate about helping clients navigate the complexities of property finance. I enjoy working closely with both clients and brokers to find flexible, tailored solutions that meet their unique needs.

Our specialist team dealing with loans between £500k - £3.5m & Trading businesses

Yorkshire
North & Scotland
Midlands, Wales, and the South
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Carl Ashley
Regional Director - Yorkshire

07711 005 029
0114 399 1620
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Carl Ashley - Regional Director - Yorkshire

07711 005 029
0114 399 1620
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I joined Cambridge & Counties in January 2012 as Business Development Manager after having spent 27 years in banking across a variety of roles in business development and relationship management. The team and I have established strong relationships with a large number of Commercial Finance Brokers located in our area all thanks to our strong customer service ethos and can-do attitude.
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Scott Barber
Regional Director - North West & North East

0116 502 2623
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Scott Barber - Regional Director - North West & North East

0116 502 2623
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I have worked in banking for my entire professional career at the Co-operative Bank, prior to my move in early 2024 to Cambridge & Counties Bank. During my 25-year tenure at the Co-operative Bank I have operated in all roles from Corporate Advisor to securing my first Relationship Manager role in September 2007. Having operated in a Relationship Management role for over 13 years, I took the opportunity to lead a team as Head of Relationship Banking for the North. In my role at Cambridge & Counties Bank, I am looking forward to working with the broker market and supporting SMEs.
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Paul Howard
Regional Director - South

07710 304 204
0117 332 0735
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Paul Howard - Regional Director - South

07710 304 204
0117 332 0735
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I have been in the industry for 32 years, of which 25 years have been spent in real estate, corporate and commercial banking. I have a first-class degree in Finance and am ACIB qualified. I have a breadth of knowledge that covers the whole market particularly commercial owner occupier and investment.

Yorkshire

New business

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Simon Steer
Senior Business Development Manager

07790 699 658
0116 216 7882
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Simon Steer - Senior Business Development Manager

07790 699 658
0116 216 7882
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I have worked in banking for the majority of my professional career. Since 2002, I have been in relationship management, looking after almost 200 business banking customers at RBS. During this period, I helped brokers and their customers' lending requirements within the SME space across Business and Commercial Banking. Moving to Natwest in 2016, I continued to support brokers within the Northeast, and Redwood Bank in 2021. Now with Cambridge & Counties Bank, I look forward to working with the broker market and supporting SMEs.

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Sharon Porter
Lending Support Officer

0114 478 0175
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Sharon Porter - Lending Support Officer

0114 478 0175
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I have 32 years of banking experience with Yorkshire Bank, with 16 of them working within business banking as Relationship Manager. I work with my colleagues, listening to the needs of our clients to help find the best solutions for their businesses as quickly and efficiently as possible.

Yorkshire

Existing customers

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Emma Harris
Relationship Manager

07483 030 538
0116 497 0510
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Emma Harris - Relationship Manager

07483 030 538
0116 497 0510
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With previous experience as a commercial finance broker, I’ve been sourcing financial solutions for clients since 2015. With a wealth of market knowledge in Asset Finance as well as Real Estate lending, I enjoy building relationships and delivering exceptional customer service, I spent the first 15 years of my career in London, leading a sales team for a Norwegian Satellite Operator, travelling Europe as a highly successful Business Development manager. I settled back into Yorkshire in 2015, the county where I was born, when my skills were transferred into the financial services industry. Outside of work, I love nothing more than a day at the seaside with my family or travelling to warmer beaches whenever the opportunity arises.
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Karen Crooks
Relationship Manager

0114 399 1623
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Karen Crooks - Relationship Manager

0114 399 1623
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I began my career at Yorkshire Bank where I spent almost 30 years in various roles from personal banking to mortgage advising. Throughout my time, I’ve worked with various clients, building finance solutions to suit their needs, building relationships, assisting the drawdown process and beyond.
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Jo Morton
Relationship Manager

07485 314 194
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Jo Morton - Relationship Manager

07485 314 194
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I joined Cambridge & Counties Bank in February 2020 bringing with me over 30 years banking experience. My career started by working in various branch based roles before moving into client and relationship management where I covered the South Yorkshire & Humber area. At Cambridge & Counties Bank I hope to continue developing new and existing relationships with brokers and clients alike.

North & Scotland

North West

New business

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Gordon Spotten
Senior Business Development Manager

0117 315 5492
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Gordon Spotten - Senior Business Development Manager

0117 315 5492
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I have worked in banking and finance all my working life. The majority of my career was spent at RBS in and around the Manchester region, where I was able to help small and medium sized businesses as well as clients who had property ambitions. I love working with people and trying my best to help them achieve their ambitions. Outside of work I am a keen Manchester City supporter and help coach my sons football team. I joined Cambridge & Counties Bank in January 2025 and am keen to continue helping clients and introducers to the best of my ability.
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Andrew Buckley
Senior Business Development Manager

07711 322 058
0114 478 0177
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Andrew Buckley - Senior Business Development Manager

07711 322 058
0114 478 0177
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Prior to joining Cambridge & Counties in April 2018, I have accumulated over 30 years in financial services having worked for high street banks, challenger banks and a peer to peer lender covering the North West. Most roles have focused upon business development within SME, large corporate and real estate markets.
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Helen Calderley
Business Development Manager

07483 081 858
0116 478 4524
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Helen Calderley - Business Development Manager

07483 081 858
0116 478 4524
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I have been a Relationship Manager since 2002, originally based in the Greater Manchester area, with Barclays and RBS, and later moving to the North East where I re-joined Barclays as the Relationship Manager for North Northumberland and the Scottish Borders. During this time, I established a broad knowledge of SME banking requirements and became highly successful at lending to SME’s.

Existing customers

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Barry Rodger
Senior Relationship Manager

07483 057 882
0116 366 0964
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Barry Rodger - Senior Relationship Manager

07483 057 882
0116 366 0964
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For the last 20 years I have been employed by Allied Irish Bank (GB), working my way up the ranks from lending to owner managed businesses during my time there. The majority of my time was spent the Glasgow Business Centre, where I became a highly successful Business Development & Senior Relationship Manager. I joined Cambridge & Counties Bank in January 2022 as Senior Relationship Manager with an opportunity to thrive within a growing and ambitious Bank.
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Paula McLaughlin
Relationship Manager

0116 366 9437
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Paula McLaughlin - Relationship Manager

0116 366 9437
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I began my professional career at Natwest as a cashier, before moving to The Co-operative Bank to work in their payment operations department and then onto the corporate banking team after a year. I left the Co-operative Bank after 5 years to take up a role in a finance department, before making the decision to return to The Co-operative Bank in 2020. I briefly worked in the account opening department before moving back into a role within the SME relationship banking team. I secured my first Relationship Manager role in November 2022. I completed this role until August 2024 when I made the move over to Cambridge & Counties Bank, to become the Relationship Manager for the North West.
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Emma Harris
Relationship Manager

07483 030 538
0116 497 0510
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Emma Harris - Relationship Manager

07483 030 538
0116 497 0510
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With previous experience as a commercial finance broker, I’ve been sourcing financial solutions for clients since 2015. With a wealth of market knowledge in Asset Finance as well as Real Estate lending, I enjoy building relationships and delivering exceptional customer service, I spent the first 15 years of my career in London, leading a sales team for a Norwegian Satellite Operator, travelling Europe as a highly successful Business Development manager. I settled back into Yorkshire in 2015, the county where I was born, when my skills were transferred into the financial services industry. Outside of work, I love nothing more than a day at the seaside with my family or travelling to warmer beaches whenever the opportunity arises.

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Jodie Steer
Graduate Sales Trainee

0116 497 5284
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Jodie Steer - Graduate Sales Trainee

0116 497 5284
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Coming soon...
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Fiona Tasker
Lending Support Officer

0116 464 5198
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Fiona Tasker - Lending Support Officer

0116 464 5198
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Coming soon...

Midlands, Wales, and the South

New business

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Lewis Ashford
Senior Business Development Manager

07483 030 541
0117 332 0735
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Lewis Ashford - Senior Business Development Manager

07483 030 541
0117 332 0735
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Having spent 15 years working across a host of roles in retail and commercial banking, my varied experience allows me to support clients in more than just structuring their lending. Building meaningful, lasting relationships with my clients and brokers is key, and I love nothing more than seeing their businesses grow and flourish. I have strong ties to trading businesses as well as property finance, and I take great pride in supporting clients to unlock the huge potential across the South West region.
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Stephen Parr
Senior Business Development Manager

07485 314 192
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Stephen Parr - Senior Business Development Manager

07485 314 192
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I’ve worked in banking since graduating in 2013, covering a range of roles in Invoice Finance, Commercial Banking and Real Estate Finance. From originating and structuring residential investment to commercial mortgages, I look forward to building relationships with new and existing brokers to help our clients achieve their business goals.

Existing customers

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Nick Cox
Relationship Manager

07483 072 408
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Nick Cox - Relationship Manager

07483 072 408
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I have spent the last 17 years in banking. Following a 13 year stint at Nationwide Building Society, I spent a brief period at Secure Trust Bank before enjoying the past 4 years at Handelsbanken in Hampstead. I have a breadth of real estate experience which runs from origination, relationship management, restructuring/workout and deal transaction/execution.
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Andrew Arnold
Relationship Manager

07483 057 890
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Andrew Arnold - Relationship Manager

07483 057 890
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I have worked in Banking all my career. Having spent 24 years with NatWest across various roles including Business Banking which took me to Cardiff, working with business clients. From there, my career developed in Relationship Banking, looking after a portfolio of clients. I then joined HSBC within the Commercial Banking Team looking after 80 client connections with a turnover ranging from £2m to £10m. Joining Cambridge & Counties Bank has given me the opportunity to move into Property Finance which I feel is a growing sector with many opportunities within South Wales.
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Amandeep Kaur
Relationship Manager

07485 325 406
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Amandeep Kaur - Relationship Manager

07485 325 406
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I have been in the banking industry for 18 years and prior to joining Cambridge & Counties, I worked as a Business Manager for over 10 years. Specialising in lending, property finance and relationship management.
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Michelle Stevenson
Relationship Manager

07850 506 935
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Michelle Stevenson - Relationship Manager

07850 506 935
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I have been in finance for 30 years, with 10 of those years in commercial insurance and the later 20 years in banking. I have previously worked as a Mortgage Advisor, Relationship Manager as well as in Private Banking.

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Anneka Lee
Lending Support Officer

0117 332 0735
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Anneka Lee - Lending Support Officer

0117 332 0735
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I joined the Bristol team back in 2015 and prior to that I have had banking experience from Barclays as well as having been part of a finance team at a large law firm. My vast and wide-ranging experience allows me to assist the team with deals as well as other aspects of administration.
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Mikesh Jethwa
Lending Support Officer

0116 366 6743
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Mikesh Jethwa - Lending Support Officer

0116 366 6743
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Cambridge & Counties Bank is where I started my banking career and I’ve been here since 2017. From working in portfolio management to the relationship management team, I am keen to continue delivering exceptional customer service to clients and brokers alike.

Our specialist team dealing with loans over £3.5m & Development finance

Please note: we currently only offer Development finance to existing customers.

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Stuart Jones
Regional Director

07483 081 857
0116 204 3165
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Stuart Jones - Regional Director

07483 081 857
0116 204 3165
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Before joining Cambridge & Counties Bank in 2019, I worked at Nationwide and Aldermore, accumulating over 15 years of experience in commercial real estate. During this time, I’ve built an excellent network of brokers and introducers that I help to pull a deal together and make things happen for their customers.
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Jack Dunn
Senior Relationship Manager

07710 308310
0116 497 4791
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Jack Dunn - Senior Relationship Manager

07710 308310
0116 497 4791
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Before joining Cambridge & Counties Bank I worked at NatWest and Shawbrook Bank in commercial real estate, a strong background in structuring deals and collaborating with industry professionals. Working closely with broker partners and professional teams is crucial for delivering tailored financial solutions that truly meet client needs.
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Jack Kenyon
Senior Relationship Manager

07483 030 536
0116 478 4521
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Jack Kenyon - Senior Relationship Manager

07483 030 536
0116 478 4521
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Before joining Cambridge & Counties Bank in 2020, I worked for both Nationwide and Aldermore. Having accumulated over 10 years’ experience across several disciplines in Commercial Real Estate, from credit risk to transaction management and business development. I look forward to continuing the expansion of both Cambridge & Counties Bank as well as the part of the Corporate South team.

Existing customers

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Tom Nuttall
Senior Portfolio Manager

0116 502 9406
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Tom Nuttall - Senior Portfolio Manager

0116 502 9406
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I have worked in financial services for 17 years. Initially in residential & specialist underwriting and moving to commercial real estate finance in 2007. I have undertaken a variety of roles from relationship management, re-structuring, new lending, housing finance and more recently credit risk. I was given the opportunity to join Cambridge & Counties Bank in 2021 and return to the front line to support the expansion of the South East region.
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Lucy Coy
Senior Portfolio Manager

07483 083 481
0116 478 5549
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Lucy Coy - Senior Portfolio Manager

07483 083 481
0116 478 5549
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I have worked in the Property Finance sector for several years, starting my career at Nationwide Building Society and most recently, I was part of the Development Finance team at Shawbrook Bank. Having recently joined the bank, I look forward to cultivating both existing and new broker relationships.

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Tom Thurlby
Senior Lending Support Officer

0116 502 3194
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Tom Thurlby - Senior Lending Support Officer

0116 502 3194
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I joined Cambridge & Counties Bank in 2020 on a sandwich year placement to gain hands-on experience in a work environment. Working in the lending operations team, I gained a great deal of invaluable knowledge and understanding of real estate and asset finance.
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Matthew Lindley
Lending Support Officer

0116 502 9395
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Matthew Lindley - Lending Support Officer

0116 502 9395
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I joined Cambridge and Counties Bank back in 2022 where is worked in Customer Services . Since then, I have spent 9 months on the Graduate Scheme before joining the sales team in 2024. I continue to learn and gain valuable experience and enjoy helping customers achieve their success through delivering the best customer service possible.

Get in touch with our experienced team

For properties in Scotland, our minimum loan size is currently £500k, while for the rest of the country, it is £250k. We understand the unique financial landscape in Scotland and, subject to our standard lending criteria (which can be found on our website), we are open to discussions on tailoring finance solutions to meet specific requirements. For enquiries, please send us a message using the form below.

    Send an enquiry

    Fields marked with * are mandatory.







    If you are submitting an enquiry about a loan, please include a short description in your message (e.g. preferred borrowing structure, loan amount, rental income, asset type, and your experience level).


    The personal information you supply to Cambridge & Counties Bank in this form will be processed in accordance with the Data Protection Act 2018 to help your enquiry. We may share this information with other departments, or law enforcement organisations to improve service delivery or for the prevention of crime and fraud where the law allows this. Further information on how we handle your personal information can be found on our Privacy page.

    For general enquiries please contact:

    Call us on:

    0344 225 3939

    email us at:

    Fax us on:

    0116 254 4637

    Find us at:

    Cambridge & Counties Bank
    Charnwood Court
    5B New Walk
    Leicester LE1 6TE

    Existing customers please contact:

    Call us on:

    0344 225 3800

    email us at:

    [email protected]

    Contact